There was little media coverage in the main financial press of the $1.5bn State Small Business Credit Initiative (SSBCI).

To promote research and development (R&D), federal agencies allocate part of their budgets to two programmes – Small Business Technology Transfer (STTR) and the larger Small Business Innovation Research (SBIR), both overseen by the Small Business Administration (SBA). Since their foundation as a pilot by the National Science Foundation in the 1970s, the two allocate…

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